1. Terms of Service (Regulations)
1.1. General Information
• CHAPTER-ONE is an online platform that allows users to generate ebooks,
audiobooks and illustrations using AI technology, and to sell generated ebooks and audiobooks through
an internal marketplace.
• The service is currently operated by a private individual based in Poland.
In the event of establishing a registered business, the operator details will be updated accordingly.
1.2. User Account
• Creating an account is required to use the Service.
• Users must provide accurate and truthful information.
• Each user is responsible for all activities performed on their account.
• Sharing accounts with third parties is prohibited.
1.3. Subscriptions
• CHAPTER-ONE offers time-limited subscriptions valid for 30 days.
• Subscriptions do NOT renew automatically.
• Each subscription must be manually purchased again after expiration.
• Subscriptions are paid in advance.
• No refunds are available once a subscription has been purchased, regardless of usage.
1.4. Monthly Tokens and Extra Tokens
• Tokens are virtual digital units used to generate text, audio and illustrations.
• Monthly Tokens (granted with a subscription):
• expire 30 days after being granted,
• are non-refundable,
• cannot be exchanged for money.
• Extra Tokens (purchased separately):
• do not expire,
• are non-refundable,
• cannot be exchanged for money.
1.5. Digital Products
• Ebook and audiobook purchases are final.
• Digital products are non-refundable and non-returnable.
1.6. Marketplace and Earnings
• Users may sell generated ebooks and audiobooks through the CHAPTER-ONE marketplace.
• The creator receives 60% of the sale price.
• Payouts are:
• processed only via PayPal,
• subject to a minimum payout of 50 USD,
• manually reviewed and approved by the platform administrator,
• processed within several business days.
• Users are solely responsible for declaring and paying all applicable taxes.
2. AI Content Rules and OpenAI Policy
2.1. Use of AI
• CHAPTER-ONE uses third-party AI models, including the OpenAI API, to generate content.
• Users must comply with:
• these Terms,
• applicable laws,
• current OpenAI policies, which are considered binding and overriding.
• OpenAI policies may change at any time without notice. Users are responsible for staying up to date.
2.2. Allowed Content
• Allowed content includes, but is not limited to:
• fictional and creative writing,
• novels, crime stories, thrillers, fantasy, science fiction,
• war and historical narratives,
• non-graphic, non-fetishized narrative violence,
• limited adult themes permitted under OpenAI rules.
2.3. Prohibited Content
• The generation of the following content is strictly prohibited:
• pornographic or explicit sexual content,
• sexual content involving minors,
• graphic, realistic, extreme or fetishized violence,
• hate speech, discrimination, terrorism or criminal facilitation,
• illegal content or content infringing third-party rights,
• attempts to bypass AI safeguards.
2.4. Moderation and Enforcement
• The platform may:
• filter or block prompts,
• modify or refuse content generation,
• remove generated content,
• suspend or permanently terminate accounts,
• block payouts and stored balances (temporarily or permanently).
• Decisions made by the platform administrator are final.
3. Refund Policy
3.1. Digital Services
• All services and products offered by CHAPTER-ONE are digital in nature.
• Under applicable consumer law, users waive their right of withdrawal once digital service delivery begins.
3.2. No Refunds
• No refunds are provided for:
• subscriptions,
• tokens,
• ebooks,
• audiobooks.
• Exceptions may be considered only in cases of:
• permanent service unavailability,
• incorrect billing.
4. Privacy Policy (Summary)
4.1. Data Collected
• The platform collects only the minimum required data:
• email address (required),
• username (required),
• full name (optional),
• artistic pseudonym (optional),
• PayPal email (required only for payouts).
• No payment card data is stored.
4.2. Data Usage
• Personal data is processed for:
• account management,
• payments and payouts,
• service security,
• legal compliance.
• Payments are handled by Stripe (subscriptions and tokens) and PayPal (payouts).
4.3. International Users
• Due to the global nature of the service, data may be processed outside the EU in compliance with GDPR safeguards.
5. Final Provisions
• The platform operator reserves the right to modify these terms at any time.
• Changes take effect upon publication.
• Continued use of the service constitutes acceptance of the updated terms.
Effective date: 12 october 2025
Contact: contact@chapter-one.fun
1. Data Controller
• The controller of personal data is the operator of the CHAPTER-ONE platform,
currently acting as a private individual based in Poland.
2. Scope of Data Collected
• The platform collects only the minimum data necessary to operate the service:
• email address (required),
• username (required),
• full name (optional),
• artistic pseudonym (optional),
• PayPal email address (required only when requesting a payout).
• No sensitive data is collected.
3. Purpose of Data Processing
• Personal data is processed for the following purposes:
• account creation and management,
• access to platform features,
• processing payments and payouts,
• communication with users,
• ensuring platform security,
• legal and accounting compliance.
4. Payments
• Payments for subscriptions and tokens are processed via Stripe.
• Payouts to users selling digital products are processed via PayPal.
• CHAPTER-ONE does not store payment card details.
5. Data Sharing
• Personal data may be shared only with trusted third parties necessary for service operation, including:
• payment processors (Stripe, PayPal),
• hosting and infrastructure providers.
• Data is never sold to third parties.
6. International Data Transfers
• Due to the global nature of the platform, personal data may be processed outside the European Union,
in accordance with GDPR safeguards.
7. Data Retention
• Personal data is retained only for as long as necessary to fulfill
the purposes outlined in this policy or as required by law.
8. User Rights
• Users have the right to:
• access their personal data,
• correct inaccurate data,
• request deletion of data (where legally permitted),
• restrict or object to data processing.
• Requests may be submitted via email.
9. Security
• Appropriate technical and organizational measures are implemented to protect personal
data against unauthorized access or loss.
10. Changes to This Policy
• The operator reserves the right to update this Privacy Policy at any time.
Changes take effect upon publication.
Effective date: 12 october 2025
Contact: contact@chapter-one.fun
1. Nature of Services
• CHAPTER-ONE provides exclusively digital services and digital products, including:
• time-limited subscriptions,
• generation tokens,
• ebooks,
• audiobooks,
• AI-generated digital content.
• All products and services are delivered digitally.
2. No Right of Withdrawal
• In accordance with applicable consumer protection laws,
users lose the right of withdrawal once the delivery of digital services begins.
• By completing a purchase, the user explicitly agrees to immediate service
delivery and acknowledges the loss of the right of withdrawal.
3. Subscriptions
• Subscriptions are valid for 30 days only.
• Subscriptions do not renew automatically.
• Each subscription must be purchased manually after expiration.
• Subscription fees are paid in advance.
• No refunds are available once a subscription has been purchased.
4. Tokens
• Tokens are virtual digital units used to generate text, audio and illustrations.
• CHAPTER-ONE uses two types of tokens for content generation:
• Monthly Tokens (granted with a subscription):
• expire 30 days after being granted,
• are non-refundable,
• cannot be exchanged for money.
• Extra Tokens (purchased separately):
• do not expire,
• are non-refundable,
• cannot be exchanged for money.
5. Ebooks and Audiobooks
• Ebooks and audiobooks are digital products.
• All purchases are final and non-refundable.
6. Creator Payouts
• This Refund Policy does not apply to payouts owed to users selling content.
• Payout terms are governed by the Legal Terms.
7. Exceptions
• The platform operator may, at their sole discretion, consider complaints in cases of:
• permanent service unavailability,
• incorrect billing.
• Such decisions are final.
8. Complaints
• Complaints may be submitted via email and should include:
• the user's email address,
• a description of the issue.
• Complaints are reviewed within 14 business days.
9. Changes to This Policy
• The operator reserves the right to modify this Refund Policy at any time.
Effective date: 12 october 2025
Contact: contact@chapter-one.fun
1. Use of AI Technology
• CHAPTER-ONE uses third-party artificial intelligence models, including OpenAI APIs, to generate text, audio and illustrations.
• Users must comply with:
• these rules,
• the Terms of Service,
• applicable laws,
• current OpenAI policies.
• OpenAI policies are considered binding and may change without notice.
2. Allowed Content
• Users may generate content such as:
• fiction and creative writing,
• novels, crime stories, thrillers, fantasy and science fiction,
• historical and war-related narratives,
• non-graphic narrative violence consistent with literary standards,
• limited adult themes permitted under OpenAI rules.
3. Prohibited Content
• The following content is strictly prohibited:
• pornographic or explicit sexual content,
• sexual content involving minors,
• graphic, realistic, extreme or fetishized violence,
• hate speech, harassment or discrimination,
• terrorism or criminal facilitation,
• illegal content or copyright infringement,
• attempts to bypass or manipulate AI safeguards.
4. Moderation
• The platform may automatically or manually:
• block or modify prompts,
• refuse content generation,
• remove generated content.
5. Enforcement
• Violation of these rules may result in:
• temporary or permanent account suspension,
• termination of access to the platform,
• blocking of payouts,
• freezing or forfeiture of account balances.
• Administrative decisions are final and non-appealable.
6. User Responsibility
• Users are fully responsible for:
• generated content,
• how generated content is used,
• ensuring compliance with laws and platform rules.
7. Changes
• These rules may be updated at any time and take effect upon publication.
Effective date: 12 october 2025
Contact: contact@chapter-one.fun
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